independent advice for business owners

cms financial provides advice to businesses on group pensions and employee benefits. It also advises individuals and business owners on their protection needs.

bespoke solutions

Our experienced advisors start by understanding your current challenges and future aspirations. When they have a complete understanding of your situation, they will develop a bespoke financial plan specifically for you.

Where that plan requires the use of financial products, our independent status allows us to search the whole of the market products which match your requirements exactly.

group pension schemes

Businesses now need to provide a pension scheme for their employees. We’ll turn that legislative requirement into something positive by providing a flexible solution which benefits you and your employees.

corporate protection

The impact on your business of a director, shareholder or other key person becoming ill or dying can be significant. We’ll help mitigate that risk by putting the most suitable protection in place.

employee benefits

Recruiting, retaining and motivating your team isn’t only about money. A comprehensive employee benefits programme is important too. We’ll understand what you and your team value and then present a bespoke plan.

protection planning

Serious illness or an untimely death will significantly impact you and your family’s financial future. We’ll start by assessing the risk and then make recommendations to ensure you and your loved ones are fully protected.

experienced, knowledgeable, and independent

Our clients know they’re in safe hands.

Our independent financial advisors will always start by understanding your current challenges and future aspirations. Then, they will use their knowledge and experience to make their recommendations.

When we recommend financial products, we’ll use our independence to select the right option from the whole of the market.